sunset from behind the wire

sunset from behind the wire

Wednesday, October 9, 2013

Your Covered California Update


Maryland signs up 100 welfare recipients in the first week of ObamaCare open enrollment.

Covered California is the portal for ObamaCare in California. When you click on the link to sign up, the link doesn't work. It's broken. A metaphor? No, I don't intend to sign up for ObamaCare. However, even if I tried, I couldn't.

It did offer me some hope. The co-pay for the Bronze Coverage Plan is $6350.00 and the family maximum is $12,700. That means that instead of current coverage under Medi-Cal, which has no co-pay and free coverage, I'd only be on the hook for $12,700 if I'm poor -- and $236 per month. Which means that I go from 0/0 to $2,832 per year in premiums and a $12,700 co-pay. And I don't get to keep my current doctor. It's no wonder that nobody is signing up. The poor will want to keep their present deal...but that's not happening.

How long did the Obama Administration have to put this together? You could have assigned gerbils to do the work and it would have been done better -- and from what I've seen, the poor won't want it any more than anybody else would.

There is one class of people who will likely sign up. "The uninsurable." It’s entirely possible that the only people signing up are the people who can’t buy normal insurance. If that’s the case, this system is doomed and will require an immediate taxpayer subsidy to stay in operation. 

Without a flood of young and healthy people who never visit the doctor and simply pay high premiums, the system will fold within 2014 -- and either Congress votes a massive subsidy or it becomes Obama's Folly.

The Democrats better hope that they win the House in 2014.


What about Biden?

You all know that I would have voted for Joe Biden if he'd run for the presidency -- because he's pro-shotgun. Today there is a lot of speculation that his political ship has sailed as his fellow democrats don't want him to be part of the ongoing budget crisis debate. 
(Politico) When President Barack Obama laid out his strategy for the current debt-limit fight in a private meeting with Senate Majority Leader Harry Reid this past summer, Reid stipulated one condition: No Joe Biden. And while Biden attended the White House dog-and-pony show meeting last week with congressional leaders, Reid has effectively barred him from the backrooms, according to sources familiar with the situation.
 I can't see why the Democratic caucus in the Senate (really Old Joe's club) would exclude him. Maybe they're upset that he grabbed the limelight through the past four "summers of recovery" without giving the US Senate credit for all the great work that he did? Or maybe it's racial - they hate him because he's white? Or perhaps it's because in his dotage, he's just a sideshow clown that would distract everyone from the matters at hand?

Let's face it, Joe has been a heartbeat away from being leader of the Free World for five years now. He'll continue in that role unless Barack croaks mid-term, in which case he will step into Barack's size 13 wingtips (permanently propped up on the desk) and will rule and reign over all of us. I don't know about the rest of you, but the threat of that happening may be why Obama keeps him around.

As it is, Joe may simply have to lick his wounds and prepare for his post-political career on the popular television series, Duck Dynasty, where he will give out folksy advice in support of the shotgun lobby.